||[Jan. 25th, 2007|08:21 am]
Yesterday I complained about the heat. I wake up this morning and the dreadful heat has gone and it's place is "cold". I took comfort from the blanket Alan sent some years ago when he realised how "cold" I was and sent me $80 to cover the cost of a blanket which (despite my comparative wealth) I was happy to accept. We talked for a long time about periods of hunger when Alan lived as best he could on pieces of bacon he "cooked" using the flame from a candle.
I am troubled that one (minor) superannuation repository (contract employment) is taking nearly all my contributed superannuation in the form of "life insurance". Perhaps I should read the "fine print" a bit closer. Fortunately this isn't a major superannuation deposit. I should (perhaps) contact them and have the policy altered. By June the balance will be closer to zero and I will have no benefit from that source.
9:47 am The super company are sending out a form such that I can cancel the insurance. They stated that it was set up this way by the employer. I noticed this earlier but it only 'hit' when I received the December statement yesterday. (sigh)
(In Australia employers pay 9% of earnings into a superannuation fund which is meant to be for retirement purposes. If you earn nothing then obviously there is no contribution. The bulk of the super I have is from Reader's Digest days. This is earning money at close to market interest rates and there are no fees that I know of.
Plod on. I am a considerable way from being in financial desperation.